1. Practice prevention: Be healthy- take advantage of wellness programs, maintain a healthy weight and exercise regularly.

   2. Shop around for health insurance: To get good coverage at an affordable price, shop around. Because premiums vary widely, you’ll probably save money if you get quotes from several companies. Read the rest of this entry »

Decide how much insurance you need: You can protect yourself financially by purchasing insurance. How much insurance you need depends on a lot of factors including how much you owe and own, how much your assets are worth, whether you have dependents, and how much out-of-pocket cost you could afford to bear.

Comparison shop: Once you’ve decided what type of insurance and how much coverage you need, get quotes from several different insurers because premium cost can vary widely. Read the rest of this entry »

1. Don’t rely solely on the life insurance offered by your employer: Don’t count on your employer coverage; the employer amount of coverage is usually not enough to adequately meet your life insurance needs.

2. Compare prices and Negotiate Read the rest of this entry »

Additional Interest Insured: Another person or company who may be liable for an accident involving an insured or an insured vehicle and who has been named as an Additional Interest Insured under the policy.

Antitheft Device: Recovery device that is capable of tracking (homing) and recovering the vehicle. These systems must automatically contact a response center where the process of vehicle recovery begins. Read the rest of this entry »

Homeowners insurance can vary tremendously both in coverage and in price. Select a company based not on price alone, but on service quality. Each company is unique. But, there are a few ways to ensure you get the most for your insurance dollar. Read the rest of this entry »