Author: Brian Stevens

Article:
Do you have a vacant house that you need insured? Want to get
cheap vacant house insurance with a top-rated company? Read on
…

<b>Vacant House Insurance Tips</b>

If you own a home that’s vacant you want to protect it from
vandals, burglars, fire, and acts of nature. Here are some tips
on how to protect your vacant house:

 * Make sure you secure all doors and windows with deadbolts and
window locks.

* Install a burglar alarm. The best alarms use motion sensors
and glass-breakage detectors and are linked to a local security
service.

* Give you house a lived-in look. Install intermittent light
timers, have a neighbor pick up your mail, and have someone
shovel your driveway after a snowfall.

* Ask a neighbor or hire someone to periodically check the
outside and inside of your home for damage, especially after a
storm.

<b>Getting Cheap Vacant House Insurance</b>

Vacant house insurance is generally more expensive than regular
homeowners insurance because there’s no one living in the house
to watch and protect it. However, if your house is vacant for
only a short period of time, or if you hire a caretaker to look
after it, your insurance rate will be less.

Other ways to save money are:

* Purchase your vacant house insurance and your car insurance
from the same company. This can save you up to 30% on your
insurance premium.

* Raise your deductible to an amount you can afford. Raising
your deductible from $500 to $1,000 can save you 15% to 25%.

* Install safety and security features like dead-bolt locks,
window locks, smoke detectors, fire alarms, and sprinkler
systems. This can save you 5% to 20%.

* Compare insurance rates with at least three different
companies. This is the biggest money-saver of all, as insurance
rates can vary by as much as $1,000 or more from one company to
another.

Visit http://www.LowerRateQuotes.com/homeowners-insurance.html
or click on the following link to <a
href=”http://lowerratequotes.com/homeowners-insurance.html“>get
vacant house insurance quotes from top homeowners insurance
companies</a> and see how much you can save. You can get more
insurance tips in their Articles section.

About the author:
The author, Brian Stevens, is a former insurance agent and
financial consultant who has written extensively on vacant house
insurance.